Germany has emerged as one of the most sought-after study destinations for Indian students. Known for its world-class education system, state-of-the-art research facilities, and vibrant cultural life, Germany offers a wealth of opportunities for those looking to pursue higher education abroad. One of the biggest attractions, especially for Indian students, is the affordability factor. But what exactly is the cost to study in Germany for Indian students? In this detailed guide by Studies in Overseas, we break down all the expenses involved, from tuition fees to living costs, and everything in between.
Why Study in Germany?
Before diving into the cost breakdown, it’s essential to understand why so many Indian students are choosing to study in Germany:
- High-quality education: German universities are consistently ranked among the top in the world.
- Affordable or free tuition: Most public universities do not charge tuition fees.
- Wide range of English-taught programs.
- Excellent job prospects post-graduation.
- Strong Indian student community and cultural inclusivity.
- Pathway to PR in Germany after studies.
Types of Universities in Germany
Germany has two primary types of higher education institutions:
- Public Universities: Funded by the government, these universities usually offer tuition-free education.
- Private Universities: These are fee-paying institutions and often cater to specialized fields.
Knowing the type of institution you’re applying to can significantly affect the cost to study in Germany for Indian students.
Tuition Fees in Germany
Public Universities
Germany’s public universities are globally famous for offering tuition-free education, even for international students. However, students are required to pay a semester contribution, which usually ranges between €250 and €350 per semester (approx. ₹22,000 to ₹30,000 INR). This fee often includes administrative charges, student services, and public transport tickets.
Private Universities
Private universities in Germany charge tuition fees, which can vary depending on the course and institution. On average, you can expect to pay around €10,000 to €20,000 per year (approx. ₹8.5 lakhs to ₹17 lakhs INR).
Living Expenses in Germany
Your cost of living will depend on the city you live in. Cities like Munich, Frankfurt, and Berlin are generally more expensive than smaller towns like Leipzig or Aachen.
Here is an approximate monthly breakdown:
| Expense | Cost (in €) | Cost (in INR) |
| Rent (shared accommodation) | 300 – 500 | 26,000 – 43,000 |
| Food and groceries | 150 – 250 | 13,000 – 21,000 |
| Health insurance | 110 – 120 | 9,500 – 10,200 |
| Transportation | 30 – 90 | 2,600 – 7,800 |
| Internet and mobile | 30 – 50 | 2,600 – 4,300 |
| Miscellaneous | 100 – 150 | 8,500 – 13,000 |
Total Monthly Expense: €700 – €1,100 (approx. ₹60,000 to ₹95,000 INR)
Total Annual Living Cost: €8,400 – €13,200 (approx. ₹7.2 lakhs to ₹11.5 lakhs INR)
Blocked Account Requirement
To secure a student visa, Indian students must open a Blocked Account with a German bank. This is a financial proof to the German embassy that you can support yourself during your studies.
As of 2025, the required amount is €11,208 annually (₹95,000 INR approx). This amount must be deposited before visa approval and is released in monthly installments during your stay.
Scholarships to Study in Germany
One of the best ways to reduce your cost to study in Germany is by securing a scholarship. Some top scholarships for Indian students include:
- DAAD Scholarships: Offered by the German Academic Exchange Service.
- Erasmus+: EU-funded program for students pursuing Master’s degrees.
- Konrad-Adenauer-Stiftung Scholarships.
- Friedrich Ebert Stiftung Scholarships.
- Heinrich Böll Scholarships.
At Studies in Overseas, we help Indian students identify, apply, and secure the best study in Germany scholarships, boosting your chances of affordable education abroad.
Visa and Miscellaneous Expenses
- Student Visa Application Fee: €75 (approx. ₹6,500 INR)
- Health Insurance: Public insurance costs around €110/month (~₹9,500 INR)
- Language Proficiency Tests: IELTS or TOEFL cost approx. ₹13,000 to ₹17,000 INR
- Travel Expenses: Flight tickets from India to Germany cost around ₹40,000 to ₹60,000 INR (one-way)
- Initial settlement costs: Including apartment deposits, utensils, clothes for winters, etc. ₹50,000 – ₹1,00,000 INR
Cost-Saving Tips for Indian Students in Germany
- Apply for Scholarships early.
- Choose affordable cities like Chemnitz, Leipzig, or Jena.
- Work part-time (up to 120 full days or 240 half days/year as per German laws).
- Use student discounts on travel, food, and entertainment.
- Cook at home to save on food costs.
- Share accommodation to reduce rent.
Job Opportunities for Indian Students in Germany
Germany allows international students to work part-time during their studies and offers an 18-month post-study work visa to find a job.
Average student job salary: €10 to €15/hour
Full-time opportunities after graduation in fields like Engineering, IT, Business, and Health Sciences are abundant.
How Studies in Overseas Can Help You Study in Germany Affordably?
At Studies in Overseas, we are committed to making your dream to study in Germany come true without burning a hole in your pocket. Here’s how we support you:
- University shortlisting based on your academic and financial profile
- Application assistance and SOP/LOR support
- Scholarship application guidance
- Blocked Account setup help
- Visa application support
- Pre-departure orientation
We provide end-to-end consultancy for studying in Germany so you can focus on your education while we handle the paperwork.
Conclusion
Germany remains a top choice for Indian students due to its tuition-free education at public universities, strong job market, and high-quality of life. While living costs and other expenses do exist, smart planning and the right support can make the journey highly affordable.
If you’re serious about pursuing your dreams to study in Germany, connect with Studies in Overseas today. Our team of expert counsellors is ready to guide you every step of the way, from admissions to scholarships and beyond.
